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Welcome to Pinnacle Commecial Capital.

Please read our Statement from the President (link)

Pinnacle Commercial Capital, founded in 2002 by Mr. William Wildman, is a leading specialty commercial finance company that engages in the business of financing franchisees throughout the United States. Pinnacle offers innovative loan and lease products to business owners who have the operating experience and share Pinnacle's vision of success. Pinnacle's clients include multi-unit operators of national and regional franchises such as fast-food corporations, casual and family dining restaurants, and specific specialty retail franchises.

Located in Indianapolis, IN, Pinnacle Commercial Capital is managed by a team of corporate finance professionals with over 85 years of combined experience in the franchise finance industry. Pinnacle finances multi-unit franchises on a national basis.

Pinnacle offers a variety of loan products to franchises designed to meet the varied financing needs of franchise operators.

There are a variety of different services that Pinnacle can offer their clients.
These services include:

  • Re-capitalization and refinancing
  • Multi-unit and individual store acquisitions
  • Remodeling/re-image and improvement Loans
  • Real estate purchases
  • Equipment acquisitions
  • Store development and construction of new facilities
  • Franchiser sponsored programs
  • Real Estate Investor Financing
  • Pinnacle offers a variety of loan products and terms, including both fixed and floating rate loans of various maturities, to meet the financing needs of franchises.

Pinnacle specializes in four core loan products. These consist of (1) leasehold only business enterprise loans, (2) real estate mortgage loans, (3) a loan product combining aspects of each of previous two types of loans and (4) equipment leasing products.

The leasehold business enterprise value loan product is for those situations in which the borrower does not own real estate. The real estate mortgage loan is used for an owner-operator franchise unit, in which the borrower also holds the title to the real estate. The combined loan product, incorporating both a business enterprise value approach with a real estate valuation, is used primarily to combine the underwriting methodology to maximize the Borrowers total franchise valuation. The leasing products are used for re-image and small equipment purchases or other franchisor mandatory purchases. The leasing products include both operating and capital leases, tailored to fit the specific needs of the Borrower.

Pinnacle offers construction loans to experienced multi-unit operators for new store development, with the expectation that the construction loan be designed to convert automatically into a standard long-term or permanent loan product upon fulfillment of certain conditions, thereby allowing the Borrower to lower his closing costs and reduce the possibility of not being able to close with different permanent lender.

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