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William L. Wildman,
President and C.E.O.
Pinnacle Commercial Capital
E-mail: wildman@pincomcap.com
Bill Wildman has worked in the finance industry for over 29 years with 19 years in the franchise industry. Bill has a broad range of key management and franchise finance experience with specific strengths in strategic planning, organizational development and marketing. Before founding Pinnacle, Bill was a Vice President with Provident Bank, a $20 Billion regional commercial bank where he established a national franchise-lending program. Before Provident Bank, Bill was a vice president of Atherton Capital Incorporated, a capital markets-based lender specializing in franchise finance. Bill created and managed the Specialty Retail Division of Atherton in which he specialized in originating and funding franchise loans to specialty retail concepts nationwide. Prior to joining Atherton, Bill was a Vice President with Meridian Financial Corporation, an equipment leasing company in Indianapolis providing capital to early startup franchise companies in the restaurant industry. Bill studied at University of Evansville with emphasis in business. He is also a graduate of the Indiana Banking School at Purdue University.
Phil Beatty,
Chief Financial Officer
E-mail: beatty@pincomcap.com
Phil Beatty is responsible for all aspects of the Pinnacle's financial operations including accounting, reporting, and servicing. Phil has an abundance of experience in the areas of manufacturing, distribution, and equipment leasing in startup situations and in mature businesses, guiding financial and administrative operations to support maximum profitability. Along with his 20 years of experience in the industry, Phil also brings experience in working with system design and implementation, staff development, and integration of internal procedures. He holds a B.S. degree from the University of Cincinnati.
James B. Railing,
Vice President
Business Development Officer
E-mail: railing@pincomcap.com
James was an attorney specializing in commercial transactions and litigation for more than 20 years before changing careers to help establish Pinnacle Commercial Capital with Bill Wildman. James has since been engaged in all aspects of franchise finance, including marketing and business development, loan origination, credit issues, financial analysis and underwriting, due diligence, industry and market analysis, and legal documentation. James has been directly involved in negotiation of credit structures and capital and debt financing to established multi-unit franchise owners, primarily in the restaurant sector, to facilitate acquisitions, new development, as well as remodeling and upgrades, involving both fee-owned properties and leaseholds. James was formerly the founder and President of Monument Financial Capital, LLC in which he provided from $1 million to over $25 million in each transaction while working with several national financial institutions. James has also been the owner and area developer with a regional franchise concept.
Darren A. George,
Vice President
Chief Relationship Manager-Network Banks
E-mail: george@pincomcap.com
Darren is an experienced financial services professional with over 16 years’ experience in private equity, leverage finance, credit analysis, and management consulting. After ten years of M&A and early stage business investing in Latin America, Darren held several Capital Markets and Sales roles at GE Capital Franchise Finance, most recently as Account Executive within the Indirect Lending Group where he covered 100+ banks and intermediaries across the U.S. Darren has been instrumental in projects involving securitization, interest rate hedging, loan portfolio acquisitions, product development and club participation/syndicated transactions. Darren earned a BS in Economics at The Ohio State University, MBA at Arizona State University, MIM at The Thunderbird School of Global Management, and recently, a Masters Certificate in Hospitality Management at Cornell University.
Carol Loundon,
Senior Credit Underwriter
E-mail: Loundon@pincomcap.com
Carol is an experienced financial services professional with over 11 years’ experience in private equity, leverage finance, credit analysis, and underwriting. Carol has worked for Lehman Brothers, Bank of Ireland, and Capital Source and most recently as a Senior Associate with Churchill Financial where she developed financial models, monitored financial performance of borrowers and made recommendations to the investment committee. Carol is experienced in conducting financial modeling to determine operating performance and to assess credit risk, using cash flow, leverage, and valuation models in accordance with established loan and regulatory policies and procedures. Carol has developed strategies to mitigate ongoing credit risk and has been involved in the financial modeling and loan presentations for several financing transactions. Carol is a graduate of Georgetown University, McDonough School of Business.
Andy Krna,
Associate Underwriter
E-mail: krna@pincomcap.com
Andy is an experienced financial services professional with over 7 years’ experience in private equity, leverage finance, credit analysis, and underwriting. Andy has worked for Staton Capital and Barclays Capital and most recently as an Associate with Accordion Partners where he developed financial models and investment materials for a variety of leveraged financial transactions. Andy is experienced in conducting financial modeling to determine operating performance and to assess credit risk, using cash flow, leverage, and valuation models in accordance with established loan and regulatory policies and procedures. Andy has developed strategies to mitigate ongoing credit risk and has been involved in the financial modeling and the developing of a “go-to-market strategy for several private equity transactions. Andy is a graduate of Harvard University where he studied Corporate Finance and Micro and Macro economics.
John R. Schaffner,
Senior Vice President,
Loan Administration
E-mail: schaffner@pincomcap.com
John is well positioned to assume the responsibilities of managing the documentation, compliance and servicing for Pinnacle’s portfolio of assets. John is highly skilled in all aspects of operations including credit, collections, legal documentation, and project management for the leasing and financial service industries. John is the President of JDR Solutions, an Indianapolis based company that he co-founded in 2001, which provides outsourcing solutions to the equipment leasing industry. Prior to founding JDR Solutions, John held senior management positions in operations and compliance at Newcourt Financial and Meridian Financial. He holds a B.A. degree from Indiana University
Bill Fort,
Franchise Business Development Consultant
E-mail: fort@pincomcap.com
Mr. Fort has over 20 years experience in the restaurant industry. This experience covers almost every aspect of franchising as he has held positions as a lender with Franchise Finance Corporation of America and US Restaurant Properties, franchise development with The Krystal Company, a multi-unit franchisee of Papa John's International and as an Area Developer for the Philly Connection.
Marc Simeone,
Senior Credit Underwriter.
E-mail: coming soon
Info to come soon.
Roula Saffi,
Senior Credit Analyst, Underwriting
E-mail: saffi@pincomcap.com
Roula brings to Pinnacle 15 years of diversified credit and franchise underwriting experience. Roula has been underwriting both debt and equity investments primarily to the restaurant industry since the late 1990’s. Most recently, she was a working with a New York City based specialized private equity fund reviewing deal requests for franchisees and franchisors. After receiving her undergraduate degree, Roula began her finance career in commercial lending with a top New York bank. Other experience includes having served as analyst and underwriter with Fleet Bank’s small business lending group and as a senior financial analyst and team leader with AIG Risk Management. She holds an M.B.A. from St. John’s University, located in Jamaica, New York.
Lucas Doe,
Junior Credit Analyst
E-mail: doe@pincomcap.com
Mr. Doe has more than seven years experience in corporate finance. As a business development analyst with FairPoint Communications Inc., he was actively involved in the $2.7 billion acquisition of Verizon Inc. assets. Further, he executed other segments of the firm’s acquisition roll-up strategy, including researching and reporting on many other acquisition targets. Mr. Doe is a Chartered Financial Analyst and holds NASD licenses in Series 7, 63 and 79. He is a member of both the New York Society of Security Analysts and Boston Security Analysts Society. Lucas holds an M.B.A. from University of Virginia Charlottesville, VA and holds Chartered Financial Analyst (CFA) level 1, 2 and 3.
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